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Serving Borrowers Nationwide!

Fix & Flip

Fast Funding For Your Next Flip!

John Johnson
Mortgage Banker
NMLS # 1130448

(720) 771-0859

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5445 DTC Parkway | Suite 1200
Greenwood Village, CO 80111


90 | 90 | 75 |  Fix and Flip

90% of the Purchase Price | 90% of the Rehab Budget | 75% of the ARV


  •  Typical Funding in 7-10 Business days.

  • 12 month term, interest only - submit form below for rate quote.

  • Available for Residential 1-4 Unit Properties.

  • Available for Investment Property purposes only.

  • No Pre Payment Penalties.

  • Ability to refinance into permanent financing if needed.

  • Maximum financing at  75% LTV of ARV and  90% of Purchase Price.

  • 12 month term Interest only with options for interest reserves.

  • No rural properties allowed.

  • Minimum Loan Amount $150,000 and Maximum $2,000,000.

  • Minimum FICO 600 for experienced "Flipper" and 640 for beginner.

  • No owner occupied/primary properties allowed.

  • No family tenants in property.

  • No commercial or mixed use properties.

  • Must Close in  LLC or Corporation.

  • Borrower must have completed minimum of 1 project in last 2 years.

  • Income, 4506T or tax returns are NOT required for qualification.

  • No Debt Ratio calculations for qualifying.

  • 2 months bank statements required to source funds for closing.

  • US Citizens, Green Card and US Visa holders allowed.

  • No foreclosures,BK's, short sales allowed most recent 2 years.

  • Typically no reserve requirements.

  • Products, rates and terms, state availability all subject to change.

Please complete the contact form below and we will reply with a term sheet quote for your Fix and Flip scenario. To provide an official term sheet I'm required to have an address.  If you don't have a property selected please identify a property that best represents your business model and provide that address.  If your property changes, we can quickly provide a new term sheet. 


The rate and terms are specific to property location, value, loan amount, borrower FICO, Flip experience and renovation budget.  These details will alow me to provide a full term sheet for your review which will be emailed back in writing with in 24-36 hours of receipt.  For this product I can only prepare quotes Monday through Friday, so weekend requests fill be addressed on Monday or Tuesday at the latest.  Products, interest rates and loan terms subject to change. 

John Johnson
Mortgage Banking
(720) 771-0859
NMLS #1130448




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