No Income Verification and No Employment Verification (Stated) loans are now available for purchase, refinance and cash out refinance transactions. This particular loan product is available for Investment Properties only. For investment refinance/cash out refinance we typically do NOT require any seasoing to use new apprasied value. We also have investor financing available with NO prepayment penalty.
For Primary Residence and "Vacation Homes" with alternative income doc options please visit our site page titled "Bank Statement/Self Employed Mtg".
Residential 1-4 Units:
"Stated Income" available for Single Family, Condo's,Town Homes & 2-4 Units.
No Tax Returns Required - No Income Documents Required
Low 30 Year Fixed Rates
Available with and with out pre pay penalty in most states.
Non Owner Occupied /Investment Property ONLY -
Purchase - Refinance - Cash Out Refinance (NO SEASONING Required)
80% Max LTV with 660+ MID FICO Score
75% Max LTV with 640 MID FICO Score * FICO exceptions available in some states.
Loan Amounts $250,000 to $3,000,000+
No Limits to # of properties owned/financed
Positive Cash Flow units AND Negative Cash Flow units Allowed.
Most Investor 1-4 Unit Products Available in All States.
For questions or a personal Rate Quote please use the contact form below, call me at (303) 482-5983 or email me with your scenario details at Jpeisner@boemortgage.com.
I'm usually available 7 days a week to help you find the best loan option for your scenario. Not all products available in all states. Products, Terms and interest rates subject to change. Site updated 5.24.2019.